AI-powered credit repair with faith-based guidance. Delete negative items, boost your score, and transform your financial future — completely free.
We Are FREE
Credit repair should be available to everyone, especially those who need it most. That's why we offer our complete service at no cost. No hidden fees. No mandatory payments. Just real help when you need it. While we accept donations to support our mission, they are completely optional.
10k+
Items Deleted
+127
Avg Score Increase
98%
Success Rate
Current Score
582 → 709
"I deleted 12 negative items in 90 days!" - Sarah M.
+127 Points
in 6 months
Smart algorithms generate customized dispute letters proven to delete negative items
FTC CROA certified process with 3-day right to cancel and full transparency
AI emails tailored to your credit score, progress, and goals keep you motivated
Connect with others, share victories, and receive Scripture-based encouragement
Our proven 4-step process has helped thousands improve their credit scores — completely free
Create your account in minutes with no credit card required
Securely upload your reports and our AI identifies negative items to dispute
Smart disputes sent to all 3 bureaus with strategic timing and proven language
Track deletions, celebrate wins, and see your score improve month after month
Join thousands who have deleted negative items and boosted their scores with ScoreLift
We are FREE